Home Loan

What does your dream home really cost?

The price tag is just the beginning. Enter your loan amount, rate, and tenure — see your monthly EMI, total interest outflow, and how every rupee splits between principal and interest year by year.

Property value ₹1,00,00,000
₹1 Cr property
₹10 L₹10 Cr
Down payment 20 %
₹20 L down · ₹80 L loan
5%80%
at 8.5 % p.a.
≈ current market rate
5%20%
over 20 years
240 monthly EMIs
1 yr30 yrs
Add a yearly part-prepayment
New payoff time
Interest saved
Amortization schedule
Year Principal paid Interest paid Balance
Where your money goes
0%
Principal
₹0
Total Interest
₹0
Total Payment
₹0
Year-wise breakdown
Principal paid Interest paid
Monthly EMI ₹0 ≈ —
Total Interest ₹0 ≈ —
Total amount you pay over 20 years
₹0
≈ —

EMI = P × r × (1+r)ⁿ / [(1+r)ⁿ−1] where P = loan principal, r = monthly interest rate, n = tenure in months. Interest is front-loaded — most early EMIs go toward interest.